Nice One

An Indian man walks into a bank in New York City and asks for the loan officer. He tells the loan officer that he is going to Indiaon business for two weeks and needs to borrow $5,000.

The bank officer tells him that the bank will needsome form of security for the loan, so the Indian man hands over the keys to a newFerrari parked on the street in front of the bank. He produces the title and everything checks out. Theloan officer agrees to accept the car as collateral for the loan.

The bank's president and its officers all enjoy agood laugh at the Indian for using a $250,000 Ferrari as collateral against a$5,000 loan. An employee of the bank then drives the Ferrari intothe bank's underground garage and parks it there.

Two weeks later, the Indian returns, repays the$5,000 and the interest, which comes to $15.41.

The loan officer says, "Sir, we are very happy to have had your business, and this transaction has worked out very nicely,but we are a little puzzled. While you were away, we checked you out and foundthat you are a multi millionaire.

What puzzles us is, why would you bother to borrow"$5,000".

The Indian replies: "Where else in New York City canI park my car for two weeks for only $15.41 and expect it to be there whenI return".

Ah, the mind of the Indian...
This is why India is shining...!!